Our liability products are designed for the self employed and small businesses (including limited companies) with up to 6 employees, in a variety of manual, clerical and professional trades.
Standard Policy Cover:
Cover
Maximum Limits
Public and Product Liability
Choice of Limits available are: £1,000,000, £2,000,000, £5,000,000
Optional Covers Available:
Cover
Maximum Limits
Employers’ Liability with options to include:
* Use of fixed woodworking machinery
* Bodily Injury to Working Partners
£10,000,000
Tools
Standard — excludes theft from unattended vehicles
Standard Plus — includes theft from unattended vehicle
Choice of Limits available are:
£1,250
£2,500
£250 any one tool
Goods in Transit
(only available if tools selected)
£2,000 any one occurrence
Key Features:
Up to 6 employees can be included on the policy
Over 100 trades accepted
Automatic temporary employees extension for up to 50 working days (provided Employers Liability section is in force)
Legal Liability for work carried out by bona fide subcontractors working for you
Court attendance costs Indemnity to Principal
Option to extend Employers’ Liability to include: Injury to working partners, Use of fixed woodworking machinery
No minimum premium
No claims discounts available up to 15% for 3 or more claims free years
Option to pay by instalments Cover note for immediate written confirmation of cover
Dedicated Commercial Claims Helplines operated 24 hours a day, 365 days a year.
