Pavey Group are able to arrange insurance solutions to environmental risks associated to your business. Whether this is an annual policy for businesses with turnover less than £200million with fewer than 10 sites or more bespoke 10 year policies for firms where environmental impairment is a more inherent risk in the business.

Is your business at risk?

• Prosecution for breach of Environmental Acts is increasing
• Recent case law has highlighted a major gap in cover in general liability covers – even where you have sudden and accidental pollution cover statutory debt for clean up costs incurred by the Environment Agency are not covered
• The Environmental Liability Directive for damage to water, land, protected species and natural habitats increases your potential liability for remediation costs 

Are you already covered for this exposure?

• Recent case law mentioned above has proven the limitations to the usual cover provided under your Public/Products liability policy
• Where the cause of the pollution is sudden and accidental, but the pollution is gradual (e.g. fuel tank is hit, but leak is drip, drip, drip…) your policy may not see this as being covered 

Do we need a huge amount of information from you to get a quote?

In order to understand your requirements and to identify an appropriate solution all we need initially is:

• Name and address of your business
• Nature of the business
• Where your locations are
• Any significant change to the business in the last 6 years
• Knowledge of previous use of sites
• Turnover; last year and forecast 

For further information please contact Jonathan Cox. 

Tel: 01392 350 102

E-mail: jonathan.cox@paveygroup.co.uk